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Klarna is a synonym of the “Buy Now, Pay Later” trend “make a purchase and postpone the payment by the end of the month or pay for defenseless installments.
Nicholas Kokolis | Nurphoto | Gets the image
Swedish Fintech Klarna – First of all, known for its popular services “Buy Now, Pay Later” – launches its Visa A debit card looks like to diversify your business beyond short -term credit products.
The company on Tuesday announced that the item was called Klarna Card, and some customers in the US ahead of the planned nationwide deployment. The Klarna map is launched in Europe at the end of this year, the firm added.
This step emphasizes the constant effort from Klarna ahead Expected the expected initial public offer To translate your baby’s poster now, pay later (BNPL) and see as a more comprehensive bank player. BNPL products are free loans that allow people to pay the full price of goods for a number of monthly installments.
“We want the Americans to start binding us not only now, paying later, but (with) the PayPal Wallet experience we have, as well as the proposal of the NeoBank, which we offer,” said Klarna CEO Sebastian Simotkowski, “said CNBC” said CNBC “Exchange‘Last month.
The recently announced Klarna Map comes with an account that may contain federal insurance deposit corporations (FDIC), insured deposits and facilitates the removal of accounts offered by the main banks.
In particular, the Klarna Card works from the Visa flexible account, services from the US Card, which allows users to access multiple funding sources – such as Deb, Credit and BNPL – from one payment card. The default is a debit card, but users can also switch one of the “Pay Later” Klarna, including “pay for 4” and “pay for 30 days”.
Klarna pushes deeper to the hard competitive consumer market. In the American banking industry prevail heavyweights such as JPMorgan Chase & Co and Bank of AmericaWhile Challengers Fintech, like Chime, also attracted millions of customers.
While Klarna has a complete bank license in the European Union, she has no own license for US banks. However, the firm states that the FDIC insurance accounts through a partnership with Webbank, a small financial institutions based in Salt Leuk City, Utah.
See: Full Interview CNBC with CEO Clarna Sebastian Siemiatkowski
