Money expert shares the most difficult conversation he and his wife

Samoroma-millionaireauthor and TV Ramit Seti knows a thing or two about money. He even published books on How to get rich and as Couples can manage their finances together.

But his own financial journey was not perfect. Recently he sat down with his wife Cassandra for a special episode Money for a pair of podcasts Where they answered some of the same questions, he asked couples every week in an interview with Julie Nguyen’s friends.

Sets were married since 2018And Ramit often shared their relationships in their podcast and their books, emphasizing some strategies they used to navigate finance unification, obtaining different income, creating common goals and more.

In the podcast, Ramit and Cassandra agreed with the most difficult conversation of money, which they had in pairs, when they agreed on their presentation before getting married.

“I’m sweating now, thinking about it,” Ramit said. “(The) for the first time I raised it, I remember how I talked to so many people, got advice, planned what I wanted to say, and I was very nervous about it.”

According to him, Cassandra got the idea of ​​the drug, but from there everything went south.

A lot of money recommend Getting a marriage agreementEven for those with modest finances. The press is a legal contract in which the couple wants their finances in the event of a divorce. Without one pair could finish leaving these decisions – such as who receives certain assets or who pays husband and husband and who before the judge.

Pressures Designed for All, Cash Expert Sus Oman said CNBC do it In 2020, and people should feel comfortable by raising it with their partner.

“If you can’t talk to the person you are going to marry, you are convicted of failure because money will go through your relationship the most,” she said.

When Ramit came with the idea of ​​pre -preparation for Cassandra, he had already started his business and wrote his first book about money. Cassandra knew little about them, but was ready to study. And although they both agreed to get the drug, their negotiations became controversial because of different expectations and understanding of money.

Ramit viewed the negotiations as a strictly financial and tried to afford the numbers to speak for himself. Cassandra, on the contrary, was more inscribed in emotional opinions, which Ramite did not actually think.

According to him, Ramit tried to make a “generous” proposal in his previous proposal, but Cassandra was more concerned about their relationships and providing their feelings and emotions.

“We started going there, and I was very confused, very painful because I like,” I don’t try to cheat anyone here, “Ramit said.

Cassandra eventually suggested a couple to sit down with the therapist and talk through her emotions to find out where everything is not aligned. The therapist asked how they each browse the money.

“It really opened the conversations that we couldn’t have because my answer was like:” Growth, of course, look at the compilation. “And her answer was, ‘Security,’ Ramit said.

While Ramite was more focused on real numbers, Cassandra did not have financial knowledge to learn Security from the amount in their savings and investments.

“I will never forget anything that Ramit said to me during this time. You were like,” I needed you to improve, “she said.

While she worked on the study of drugs and the management of money in general, Ramit admitted that he needed to improve, talking about emotions so that he could more clearly report where he came from and better understand the prospect of Cassandra.

“In the retrospect you did not ask me to pull the table F ——. You felt it,” he said. “Looking back, I needed to listen to what you said. I had to ask more questions.”

Now, seven years of marriage, they still have been considering what they learned from their negotiations, the most valuable lessons they learned from each other, they said.

Cassandra said the thinking of the ramite around the wealth and trusting your earnings “really opens your eyes”. And Ramit is grateful for learning from Cassandra about the importance of registration for his feelings and talking about them.

“It really changed how I treat people a lot,” he said.

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